/* Tips Usaha Online — emerald, navy & orange */
:root{
  --green:#0e7c5a;--green2:#0a5e44;--mint:#e3f4ec;--navy:#0d1b2a;--orange:#ff7a3d;--orange2:#e25f22;
  --bg:#f7faf8;--paper:#eef3f0;--line:#d7e2dc;--text:#1c2a36;--muted:#5b6b78;--r:14px;--sh:0 10px 30px rgba(13,27,42,.08);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Public Sans",system-ui,sans-serif;font-size:17px;line-height:1.7;color:var(--text);background:var(--bg)}
h1,h2,h3{font-family:Urbanist,system-ui,sans-serif;line-height:1.15;color:var(--navy);letter-spacing:-.015em}
h2{font-size:clamp(1.6rem,3vw,2.2rem)}
a{color:var(--green)}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}
.narrow{max-width:820px}
.skip{position:absolute;left:-999px;top:8px;background:var(--orange);color:#fff;padding:8px 14px;z-index:99}
.skip:focus{left:8px}
.small{font-size:.88rem;color:var(--muted)}
.eyebrow{font-family:Urbanist,sans-serif;font-size:.82rem;font-weight:800;text-transform:uppercase;letter-spacing:.12em;color:var(--orange2);margin:0 0 .3rem}
.sub{color:var(--muted);margin-top:-.4rem}
.section{padding:76px 20px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:52px;align-items:start}

/* top & header */
.topbar{background:var(--navy);color:#b9c7d3;font-size:.8rem;padding:6px 0;text-align:center}
.site-header{background:rgba(255,255,255,.94);backdrop-filter:blur(8px);position:sticky;top:0;z-index:50;border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:70px}
.brand{display:flex;align-items:center;gap:11px;text-decoration:none;color:var(--navy)}
.brand strong{font-family:Urbanist,sans-serif;font-size:1.3rem;font-weight:800;display:block;line-height:1;letter-spacing:-.02em}
.brand strong b{color:var(--green)}
.brand small{display:block;font-size:.74rem;color:var(--muted);margin-top:3px}
.brand.light{color:#fff}.brand.light strong b{color:#5fd6a7}.brand.light small{color:#9fb0bf}
.menu{display:flex;gap:2px}
.menu a{color:var(--navy);text-decoration:none;font-weight:600;font-size:.94rem;padding:8px 12px;border-radius:999px}
.menu a:hover{background:var(--mint);color:var(--green)}
.burger{display:none;font-size:1.6rem;cursor:pointer;color:var(--navy)}

/* buttons */
.btn{display:inline-block;background:var(--orange);color:#fff;font-family:Urbanist,sans-serif;font-weight:800;font-size:1rem;padding:13px 24px;border-radius:999px;text-decoration:none;border:2px solid var(--orange);transition:background .15s,transform .15s}
.btn:hover{background:var(--orange2);border-color:var(--orange2);transform:translateY(-1px)}
.btn.ghost{background:transparent;color:var(--navy);border-color:var(--navy)}
.btn.ghost:hover{background:var(--navy);color:#fff}
.btn.light{background:#fff;color:var(--green2);border-color:#fff}
.pill{display:inline-block;background:var(--mint);color:var(--green2);font-size:.84rem;font-weight:700;padding:5px 14px;border-radius:999px;margin:0 0 1rem}

/* hero */
.hero{padding:72px 0 80px;background:radial-gradient(ellipse at 85% 20%,#d3f0e2 0,transparent 55%),radial-gradient(ellipse at 10% 90%,#ffe6d9 0,transparent 50%),var(--bg)}
.hero-grid{display:grid;grid-template-columns:1.3fr .9fr;gap:56px;align-items:center}
.hero h1{font-size:clamp(2.3rem,5.2vw,3.8rem);font-weight:800;margin:0 0 1rem}
.hero h1 em{font-style:normal;color:var(--green);background:linear-gradient(transparent 62%,#ffd3bd 0)}
.hero .lead{font-size:1.12rem;color:#3b4b58}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:1.6rem}
.hero-card{background:#fff;border-radius:20px;padding:26px;box-shadow:var(--sh);border:1px solid var(--line)}
.hero-card h3{margin:0 0 .6rem}
.mlist{list-style:none;margin:0;padding:0}
.mlist li+li{border-top:1px solid var(--line)}
.mlist a{display:flex;gap:12px;padding:12px 0;color:var(--navy);text-decoration:none;font-weight:600;line-height:1.4;font-size:.96rem}
.mlist a span{flex:none;width:36px;height:36px;border-radius:10px;background:var(--mint);display:flex;align-items:center;justify-content:center}
.mlist a:hover{color:var(--green)}

/* categories */
.cats{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.catc{display:flex;flex-direction:column;gap:2px;padding:18px;border-radius:var(--r);text-decoration:none;color:var(--navy);transition:transform .15s,box-shadow .15s}
.catc:hover{transform:translateY(-3px);box-shadow:var(--sh)}
.catc span{font-size:1.5rem}
.catc b{font-family:Urbanist,sans-serif;font-size:1.05rem}
.catc small{color:var(--muted)}
.t-0{background:#e3f4ec}.t-1{background:#ffe6d9}.t-2{background:#e2ecfa}.t-3{background:#fdf1cf}.t-4{background:#efe5fa}.t-5{background:#e0f3f6}

/* steps */
.mint{background:var(--mint)}
.steps{list-style:none;padding:0;margin:1.6rem 0 0;display:grid;grid-template-columns:repeat(3,1fr);gap:18px;counter-reset:s}
.steps li{background:#fff;border-radius:var(--r);padding:22px;display:flex;gap:14px;border:1px solid var(--line)}
.steps li>span{flex:none;width:40px;height:40px;border-radius:50%;background:var(--green);color:#fff;font-family:Urbanist,sans-serif;font-weight:800;font-size:1.1rem;display:flex;align-items:center;justify-content:center}
.steps h3{margin:0 0 .3rem;font-size:1.15rem}
.steps p{margin:0 0 .5rem;font-size:.94rem;color:var(--muted)}
.steps a{font-weight:700;font-size:.9rem;text-decoration:none}

/* calculator */
.calc{background:#fff;border-radius:20px;padding:26px;box-shadow:var(--sh);border:1px solid var(--line)}
.calc label{display:block;font-weight:600;font-size:.9rem;margin-bottom:4px}
.calc input[type=number]{width:100%;padding:11px 13px;border:1.5px solid var(--line);border-radius:10px;font:inherit;background:var(--bg)}
.calc input:focus{outline:none;border-color:var(--green);box-shadow:0 0 0 3px rgba(14,124,90,.15)}
.calc input[type=range]{width:calc(100% - 60px);accent-color:var(--green);vertical-align:middle}
.calc output{display:inline-block;width:52px;text-align:right;font-weight:800;color:var(--green)}
.row{margin-bottom:14px}
.row3{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:14px}
.result{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:8px}
.result div{background:var(--paper);border-radius:12px;padding:12px}
.result span{display:block;font-size:.78rem;color:var(--muted)}
.result b{font-family:Urbanist,sans-serif;font-size:1.15rem;color:var(--navy)}
.result .big{grid-column:1/-1;background:var(--green);color:#fff}
.result .big span{color:#c9efdd}
.result .big b{color:#fff;font-size:2rem}
.warn{color:var(--orange2);font-size:.88rem;font-weight:600;min-height:1.2em;margin:.6rem 0 0}

/* articles */
.paper{background:var(--paper)}
.filters{display:flex;gap:8px;flex-wrap:wrap;margin:1.2rem 0 1.6rem}
.chip{background:#fff;border:1.5px solid var(--line);color:var(--navy);font:600 .88rem "Public Sans",sans-serif;padding:7px 15px;border-radius:999px;cursor:pointer}
.chip.on,.chip:hover{background:var(--green);border-color:var(--green);color:#fff}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border-radius:var(--r);overflow:hidden;border:1px solid var(--line);display:flex;flex-direction:column;transition:transform .15s,box-shadow .15s}
.card:hover{transform:translateY(-4px);box-shadow:var(--sh)}
.thumb{display:flex;align-items:center;justify-content:center;height:128px;text-decoration:none;font-size:3rem}
.thumb span{filter:drop-shadow(0 6px 10px rgba(13,27,42,.15))}
.card-body{padding:18px 20px 22px;display:flex;flex-direction:column;flex:1}
.meta{display:flex;justify-content:space-between;gap:8px;font-size:.8rem;color:var(--muted);margin:0 0 .5rem}
.cat{font-weight:700;color:var(--green)}
.card h3{font-size:1.15rem;margin:0 0 .5rem}
.card h3 a{color:var(--navy);text-decoration:none}
.card h3 a:hover{color:var(--green)}
.card p{font-size:.93rem;color:var(--muted);margin:0 0 1rem}
.more{margin-top:auto;font-weight:700;text-decoration:none;color:var(--orange2);font-size:.92rem}

/* safety, glossary, faq */
.alert{background:#fff5ef;border:1.5px solid #ffd0b8;border-radius:20px;padding:28px}
.scam{padding:0;list-style:none;margin:1rem 0}
.scam li{padding:9px 0 9px 32px;position:relative;border-bottom:1px dashed #ffd0b8}
.scam li::before{content:"!";position:absolute;left:0;top:10px;width:22px;height:22px;border-radius:50%;background:var(--orange);color:#fff;font-weight:800;font-size:.8rem;display:flex;align-items:center;justify-content:center}
.gloss{margin:0}
.gloss div{padding:11px 0;border-bottom:1px solid var(--line)}
.gloss dt{font-family:Urbanist,sans-serif;font-weight:800;color:var(--green2)}
.gloss dd{margin:2px 0 0;color:var(--muted);font-size:.95rem}
.faq{display:grid;grid-template-columns:1fr 1fr;gap:12px 28px;margin-top:1rem}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 18px}
.faq summary{cursor:pointer;font-weight:700;color:var(--navy)}
.faq details p{color:var(--muted);margin:.6rem 0 0}
#faq{padding-top:0}

/* partners & cta */
.partners{padding-top:0}
.plist{display:flex;flex-wrap:wrap;gap:8px}
.plist a{background:#fff;border:1px solid var(--line);border-radius:999px;padding:6px 14px;font-size:.88rem;text-decoration:none;color:var(--navy)}
.plist a:hover{border-color:var(--green);color:var(--green)}
.cta-band{display:flex;justify-content:space-between;align-items:center;gap:24px;background:linear-gradient(120deg,var(--green),var(--green2));color:#e3f4ec;border-radius:24px;padding:40px 44px;margin-bottom:76px}
.cta-band h2{color:#fff;margin:0 0 .4rem}
.cta-band p{margin:0}

/* footer */
.site-footer{background:var(--navy);color:#9fb0bf;font-size:.94rem;border-top:6px solid var(--green)}
.fgrid{display:grid;grid-template-columns:1.4fr 1.1fr .9fr 1.2fr;gap:36px;padding:56px 20px 30px}
.site-footer h3{color:#fff;font-size:1.05rem;margin:0 0 .8rem}
.site-footer a{color:#dbe5ec}
.site-footer a:hover{color:#5fd6a7}
.site-footer address{font-style:normal;line-height:1.8}
.site-footer .small{color:#8597a6}
.flist{list-style:none;margin:0;padding:0}
.flist li{margin-bottom:8px;line-height:1.4}
.flist a{text-decoration:none}
.social{display:flex;flex-wrap:wrap;gap:8px;margin-top:1rem}
.social a{border:1px solid #2a3f53;border-radius:999px;padding:5px 12px;text-decoration:none;font-size:.85rem}
.policy{border-top:1px solid #1f3346;padding:20px;font-size:.86rem;line-height:1.6}
.fbottom{display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;border-top:1px solid #1f3346;padding:18px 20px 26px;font-size:.85rem}
.fbottom p{margin:0}

/* article page */
.post-hero{background:linear-gradient(135deg,var(--mint),#fff 70%);padding:52px 0 44px;border-bottom:1px solid var(--line)}
.post-hero h1{font-size:clamp(1.9rem,4vw,2.8rem);margin:.3rem 0 1rem}
.crumbs{font-size:.85rem;margin-bottom:1rem;color:var(--muted)}
.byline{margin:0;font-size:.92rem;color:var(--muted)}
.byline strong{color:var(--navy)}
.article-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:48px;padding-top:44px;padding-bottom:40px}
.post .lead{font-size:1.15rem;color:var(--navy);margin-top:0}
.toc{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:18px 22px;margin:1.6rem 0}
.toc strong{font-family:Urbanist,sans-serif;font-size:1.05rem}
.toc ol{margin:.5rem 0 0;padding-left:1.2rem}
.post h2{font-size:1.5rem;margin:2.2rem 0 .8rem;scroll-margin-top:90px}
.post h2 span{display:block;font-size:.78rem;text-transform:uppercase;letter-spacing:.12em;color:var(--orange2);margin-bottom:4px}
.readalso{background:var(--mint);border-radius:var(--r);padding:14px 18px;margin:1.6rem 0}
.readalso span{display:block;font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--green)}
.readalso a{font-weight:700;color:var(--navy)}
.checklist{background:#fff;border:2px solid var(--green);border-radius:var(--r);padding:18px 22px;margin:2rem 0}
.checklist ul{margin:.5rem 0 0;padding-left:1.2rem}
.note{background:#fff5ef;border:1px solid #ffd0b8;border-radius:var(--r);padding:14px 18px;font-size:.92rem}
.source{background:var(--paper);border-radius:var(--r);padding:14px 18px;font-size:.94rem;margin:1.4rem 0}
.tags{display:flex;flex-wrap:wrap;gap:6px;margin:1rem 0}
.tag{background:var(--paper);border-radius:999px;padding:3px 11px;font-size:.82rem;color:var(--muted)}
.share{display:flex;flex-wrap:wrap;gap:8px;align-items:center;font-weight:700;margin:1rem 0}
.share a{background:var(--navy);color:#fff;text-decoration:none;font-size:.84rem;padding:6px 14px;border-radius:999px;font-weight:500}
.share a:hover{background:var(--green)}
.author-box{display:flex;gap:16px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:18px;margin:1.6rem 0}
.av{flex:none;width:56px;height:56px;border-radius:50%;background:var(--green);color:#fff;font-family:Urbanist,sans-serif;font-weight:800;font-size:1.5rem;display:flex;align-items:center;justify-content:center}
.author-box p{margin:.2rem 0 0;font-size:.92rem;color:var(--muted)}
.postnav{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;border-top:1px solid var(--line);padding-top:16px;font-weight:700}
.postnav a{text-decoration:none}
.sidebar{display:flex;flex-direction:column;gap:22px}
.box{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px}
.box.green{background:var(--green);color:#e3f4ec;border:0;position:sticky;top:90px}
.box.green h3{color:#fff;margin-top:0}
.box h3{font-size:1.1rem;margin:0 0 .6rem}
.side-list{list-style:none;margin:0;padding:0}
.side-list li{border-top:1px solid var(--line)}
.side-list a{display:block;padding:10px 0;color:var(--navy);text-decoration:none;font-size:.92rem;line-height:1.4}
.side-list em{display:block;font-style:normal;font-size:.74rem;color:var(--green);font-weight:700}
.side-list a:hover{color:var(--green)}
.related{padding-bottom:76px}

/* responsive */
@media (max-width:980px){
  .grid,.steps{grid-template-columns:1fr 1fr}
  .fgrid{grid-template-columns:1fr 1fr}
  .article-layout{grid-template-columns:1fr}
  .box.green{position:static}
}
@media (max-width:820px){
  .hero-grid,.two,.faq{grid-template-columns:1fr;gap:32px}
  .burger{display:block}
  .menu{display:none;position:absolute;top:70px;left:0;right:0;background:#fff;flex-direction:column;padding:10px 20px 18px;border-bottom:1px solid var(--line)}
  #menu:checked~.menu{display:flex}
  .cta-band{flex-direction:column;align-items:flex-start;padding:28px}
}
@media (max-width:560px){
  body{font-size:16px}
  .grid,.fgrid,.cats,.steps{grid-template-columns:1fr}
  .row3,.result{grid-template-columns:1fr 1fr}
  .section{padding:52px 16px}
  .wrap{padding-left:16px;padding-right:16px}
  .brand small{display:none}
}